Help your people make sense of money

Money hasn't always been numbers on a screen. This module traces its move from objects and coins to paper and then to a tap on a phone, and how an economy built on growth learned to keep people wanting more. It sets the scene before anything personal is asked of the viewer.

Tap-to-pay, one-click checkouts and subscriptions have taken almost all the friction out of spending. This module looks at what that does to everyday money decisions, introduces the Four Reflexes people fall back on under pressure (Drift, Grip, Mirror and Reach), and looks at the habit of measuring yourself against everyone else. It's grounded in how the nervous system responds to pressure, which takes the blame out of the picture.

Everyone inherits a money story before they earn a pound. This module looks at what gets passed down through families, from what people did with money and what they believed about it to the atmosphere at home, and how culture and class add to it. A simple three-generation exercise helps viewers see the pattern in their own family.

Eight characters describe the patterns people fall into with money. Viewers find the characters that show up most in their own life, the strengths each one brings and where it can hold them back, and practical ways to bring the others into play.

Viewers sort a month of their own spending into three colours: yellow for necessities, green for what they chose and would choose again, and pink for what happened without much thought. The point is to see the pattern first, then shift the balance a little at a time.

When money is tight, or a shock lands, the body goes into survival mode and good decisions get harder to make. This module offers simple tools for steadying yourself before you act, a way to handle money tasks at the capacity you have on a hard day, and clear signposting to free help such as MoneyHelper, StepChange and Citizens Advice.

For people carrying more than habits: debt they can't face, post left unopened, shame about money, and an inner critic that won't let up. The module deals with that honestly. It offers practical tools, including a way to answer the inner critic and to take on money tasks one step at a time, and points clearly to specialist support where it's needed.

Many couples never properly talk about money, or only argue about it. This module looks at what happens when two people with different money histories share decisions: one a saver and the other a spender, who handles what, and the assumptions nobody says out loud. It gives viewers a way to start the conversation.

Money is one of six dimensions of wealth in Wela: Financial, Physical, Mental, Social, Time and Meaning. This module helps viewers see where they're well off and where they're short, work out what enough looks like for them, and understand why the number keeps moving once they get close to it.

Time is the one resource nobody can earn back. This module looks at how much say people have over their hours, what they trade for money, and when it's worth paying to get time back. Viewers sort a week of their own time the way they sorted their spending.

Money worry uses up mental bandwidth, and research shows people think less clearly while it lasts. This module explains why, and gives practical ways to settle the mind, including a short pause before money decisions and simple breathing practices.

Meaning is a dimension of wealth in its own right. This module looks at its three parts: whether your life makes sense to you, whether you feel it matters, and whether your time goes towards something you chose. It then turns to legacy, meaning what people are already passing on, in money and in everything else.