The Conscious Currency®
Three-Colour Statement Review
Upload your bank statement. Colour-code every transaction. See what your money has been doing.
Most people have no idea where their money actually goes.
This tool takes a bank statement you already have and helps you see it in three colours. Yellow is what you need to spend. Green is what you chose to spend and would choose again. Pink is everything that happened to you without a conscious decision. Most people are surprised by how much pink there is. That surprise is the starting point.
Yellow
Necessities
Green
Values-aligned
Pink
Happened to you
It takes about ten minutes. You will need a CSV export from your online banking.
Upload your bank statement
Export a CSV file from your online banking (most UK banks offer this in the statements or transactions section). Drop it here or click to select.
Your data stays private
Your bank statement is processed entirely in your browser. Nothing is uploaded to any server. No data is stored, saved, or sent anywhere. When you close this page, the data is gone. We never see your transactions.
Drop your CSV here or click to browse
.csv files only
How to export a CSV: log into your online banking, go to Statements or Transactions, look for "Export" or "Download", and select CSV format. Most banks including Barclays, HSBC, Lloyds, NatWest, Nationwide, Monzo, Starling, and Revolut support this.
Confirm your columns
The tool has guessed which columns are which. Adjust if it got any wrong.
Your Statement Review
What this tells you
Want to understand why you spend the way you do?
Your spending pattern is shaped by your Money Character. The quiz takes two minutes.
Discover your Money Character
This tool does not provide financial advice. It is designed to support self-reflection. Your data is processed entirely in your browser — nothing is sent to any server.