The Conscious Currency®
Three-Colour Statement Review
Upload your bank statement. Colour-code every transaction. See where your money goes.
Most people have no idea where their money actually goes.
This tool takes one of your bank statements and helps you see it in three colours. Yellow is what you need to spend. Green is spending aligned with your values — money you would choose to spend again. Pink is drift: every purchase that just happened without planning or a conscious decision.
Yellow
Necessities
Green
Values-aligned
Pink
Unconscious drift
It takes about ten minutes. You will need a CSV or PDF export from your online banking.
Upload your bank statement
Export a CSV or PDF statement from your online banking. Most UK banks offer both options in the statements or transactions section. Drop it here or click to select.
Your data stays private
Your bank statement is processed entirely in your browser. Nothing is uploaded to any server. No data is stored, saved, or sent anywhere. When you close this page, the data is gone. We never see your transactions.
Drop your file here or click to browse
.csv or .pdf files accepted
Reading your PDF statement...
How to export: log into your online banking, go to Statements or Transactions, look for "Export" or "Download", and select CSV or PDF. Banks including Barclays, HSBC, Lloyds, NatWest, Nationwide, Monzo, Starling, and Revolut all support this.
Confirm your columns
The tool has guessed which columns are which. Adjust if it got any wrong.
Your Statement Review
What this tells you
Want to understand why you spend the way you do?
Your spending pattern is shaped by your Money Character. The quiz takes two minutes.
Discover your Money Character
This tool does not provide financial advice. It is designed to support self-reflection. Your data is processed entirely in your browser — nothing is sent to any server.