Private & Confidential
Ripple Out Ltd
SEIS Investment Opportunity
Raising
£75,000
Under SEIS (Advance Assurance in application)
Pre-Money Valuation
£300,000
Post-money: £375,000
Equity Offered
20%
Total equity across all investors
Investment Range
£10,000 – £15,000
Per investor (max 7 investors)
Investor Role
Passive
Quarterly updates, no operational involvement
Investment Horizon
5–7 Years
SEIS shares must be held 3+ years for CGT relief
Company
Ripple Out Ltd
No. 16792797 · Incorporated 17 Oct 2025
Founder
Sam Tate
samtate.co.uk · rippleout.co.uk
SEIS Tax Benefits — Per £15,000 Invested
Investment£15,000
Income Tax Relief (50%)– £7,500
Capital Gains Tax on growth£0
Effective Net Cost to Investor£7,500
If the business fails: additional loss relief available on remaining investment
The Business
Ripple Out Ltd is a life development ecosystem founded by Sam Tate — a former financial services executive with 25 years’ industry experience who co-founded and sold an award-winning financial planning firm.
The company operates across three interconnected brands: Sam Tate Coaching (holistic life coaching), The Conscious Currency™ (a trademarked money psychology methodology), and Ripple Out (media, group programmes, and methodology platform).
Revenue is already being generated through individual coaching, corporate workshops, and speaking engagements. The Conscious Currency™ methodology has been proven inside a financial planning firm, with a certification programme in development.
Existing Assets & IP
The Conscious Currency™ (trademarked)
The Work of Becoming: Notes for Men (Ripple Out Books: April 2026)
Money, Meaning & the Art of Enough (Ripple Out Books: June 2026)
Ripple Out coaching methodology
Money patterns assessment system
Real Wealth evaluation framework
Corporate workshop curricula
Two established websites
Active client base and testimonials
25 years financial services credibility
9 years coaching experience, 3 professionally
Industry speaking relationships (PFS, FT Adviser)
Use of Funds
Investment will be deployed to further build the Ripple Out ecosystem with multiple independent revenue streams:
Founder salary & operations
Certification & methodology development
Marketing & audience growth
Digital platform & app development
Podcast & content production
Events & live experiences
Development of Ripple Out Life Lab
Growth Path
Year 1–2: Scale coaching client base, expand corporate workshops and speaking, release of two books, launch podcast and events, develop CC™ certification programme for financial advisers, build digital audience.
Year 2–4: Expand CC™ certification into financial planning firms. Launch online courses and group programmes. Launch Ripple Out Life Lab. Establish regular events calendar.
Year 4–7: Multiple independent revenue streams (coaching, certification, online courses, publishing, events, digital). The Conscious Currency™ recognised as a professional standard. Company plans to continue raising funds under EIS to support long-term growth.
Why This Investment
Proven founder. 25 years in financial services. Co-founded and exited a successful firm. Respected coach with established personal brand with active clients.
Real intellectual property. Trademarked methodology, proprietary frameworks, and assessment tools. Published works set for launch. Unique & scalable money coaching IP.
Multiple revenue paths. Coaching, workshops, speaking, certification, online courses, publishing, events, digital products — not dependent on any single income stream.
Exceptional tax efficiency. SEIS provides 50% income tax relief, CGT exemption on gains, and loss relief protection — significantly de-risking the investment for higher-rate taxpayers.
Clear commercial gap. Financial planning firms lack tools to address the emotional and psychological dimensions of money. The Conscious Currency™ fills that gap with a ready-made, scalable solution.
No other coaching business combines money psychology and holistic life coaching under one roof, with the IP, the methodology, and the track record to scale it.
If this opportunity is of interest, I’d welcome a conversation.
Register Interest →