The Priority Compass

A reflection tool for money decisions. The best decision on paper isn't always the right one for you. The Priority Compass won't give you advice or tell you what to do, but it will help you see the feelings and priorities behind your choice.

Before you begin

Five minutes. Mostly taps, no writing. You'll be weighing up one money decision you're facing right now.

It looks at what's going on behind the decision, not the numbers, and it doesn't provide advice. Neither Ripple Out nor your adviser can see, store or share anything you enter. Your answers stay on your device.

Step 1

Name the decision

Which decision are you weighing up? Pick the one closest to what's on your mind. If none fit, use the last option to name it yourself.

Is this decision yours alone, or shared with a partner?
Step 2

The pull and the push

For each option, two quick taps. The first feeling that comes up, and what choosing it would protect you from.

If you chose , what would the dominant feeling be?
What would choosing protect you from?
If you chose , what would the dominant feeling be?
What would choosing protect you from?
Step 3

Private and public

Two questions. If your answers are different, someone else's opinion may be shaping the choice.

If no one ever knew what you chose, which option would you pick?
If you had to announce it at a family dinner, which would you pick?
Step 4

What pulls you, and what holds you back

Which option pulls you, which one challenges you, and how clearly you understand what you're looking at.

Which option feels easiest to move toward?
Which option makes you most uncomfortable?
For the uncomfortable one, what's the discomfort closest to?
If an adviser asked you to explain each option back to them in your own words, how would that go?
Step 5

The partner question

Two taps. You flagged this as a shared decision.

Which option does the other person lean toward?
How confident are you in that answer?
The Priority Compass

Your compass

01 The real choice

02 The block

03 The pattern behind it

04 How to think about this decision

05 Key considerations

When you speak to a qualified adviser about this decision, these are the things worth having on the table.

    06 The next move

    For your adviser

    A short summary to share with your adviser at your next review.

      Take this with you when you come to the numbers.

      This tool is for reflection only. It is not financial advice. Ripple Out Ltd is not authorised to give financial advice; for advice tailored to your circumstances, speak to a qualified financial planner. Privacy
      Stay connected

      Life, money and meaning

      Join our community for regular ideas, updates and occasional notes.

      Thank you. You're on the list.

      No spam. Unsubscribe any time.